errorDEUXRechnung (Germany)

BR-DE-24-a:Payment code 48, 54, or 55 (card payment) requires Card Payment details...

Payment code 48, 54, or 55 (card payment) requires Card Payment details (BG-18). You specified card payment but didn't include card information.

Severity
Fatal
Rule set
XRechnung (Germany)
Country
DEU
Fix type
AUTO-FIX
Confidence
80%
Category
structural

Engine Classification

Ensure debited account ID is present for SEPA direct debit (code 58)

Confidence: 80% · Applied automatically in pipeline

What is BR-DE-24-a?

BR-DE-24-a is a fatal validation rule defined in the XRechnung (Germany) specification (DEU national rules). It validates the ID element under PaymentMandate > PayerFinancialAccount in the UBL invoice XML.

When this rule fires, the invoice is non-compliant and will be rejected by Peppol access points and national validation services. The sending system receives a rejection response and the invoice does not reach the buyer.

Target path: //cac:PaymentMeans[cbc:PaymentMeansCode='58']/cac:PaymentMandate/cac:PayerFinancialAccount/cbc:ID

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Why This Error Matters

Invoice rejected. Card payments need card information for reference.

BR-DE-24-a is a hard failure. Invoices that trigger this rule are rejected at the access point and never reach the recipient. In Peppol networks, this means your sending system receives an MLR (Message Level Response) with a rejection status. The invoice must be corrected and re-sent, adding delay to your payment cycle.

Invoice Navigator can automatically correct this error in your pipeline. The fix is applied with full audit evidence, so your compliance trail remains intact.

Validator Behavior

  • ·Causes invoice rejection
  • ·Rejected by XRechnung endpoints
  • ·Error returned: BR-DE-24-a
  • ·Specification: XRechnung (Germany)

Before / After

Failing XML
<cac:PaymentMeans>
  <cac:CardAccount>INVALID_CODE</cac:CardAccount>
</cac:PaymentMeans>
Corrected XML
<cac:PaymentMeans>
  <cac:CardAccount>VALID_CODE</cac:CardAccount>
</cac:PaymentMeans>

Technical Reference

XPath//cac:PaymentMeans[cbc:PaymentMeansCode='58']/cac:PaymentMandate/cac:PayerFinancialAccount/cbc:ID
SpecXRechnung (Germany)
Operationset_default
StrategyEnsure debited account ID is present for SEPA direct debit (code 58)

Common Causes

  • ·Card payment code used but BG-18 missing
  • ·PaymentMeansCode 48/54/55 without PAYMENT CARD section
  • ·Card payment selected but card details not exported
  • ·Template missing BG-18 for card payment types
  • ·Payment method mismatch with card information

Seeing this in production? The API handles BR-DE-24-a automatically. See the fix response →

Related Errors

BR-DE-01

Invalid Leitweg-ID Format

BR-DE-02

Payment terms text recommended

BR-DE-1

Eine Rechnung (INVOICE) muss Angaben zu "PAYMENT INSTRUCTIONS" (BG-16)...

Last updated: 27 February 2026

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Handle BR-DE-24-a Automatically in Your Pipeline

The compliance engine auto-remediates this error with controlled safety policies and evidence pack generation.

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